Commercial insurance • Contractors • Government vendors • Florida

Insurance that keeps your business moving.

EMD Insurance Solutions helps small businesses and contractors get the coverage commonly required for real-world work— with clarity, speed, and follow-through.

Coverage built for how you operate

Start simple, stay protected, and scale coverage as your contracts and operations grow.

Professional Liability (E&O)

For consultants, IT services, and professional services—helps cover claims of errors, omissions, or negligence.

Cyber Liability

For businesses handling data, systems, or networks—supports incident response and cyber-related liability exposures.

Business Owners Policy (BOP)

Combines liability + property for many small businesses. Great starting point for contract work that needs proof of coverage.

Commercial General Liability

Commonly requested in contracts for on-site work. Often includes additional insured and other endorsements.

Commercial Auto

If vehicles are used for business operations. Can include hired/non-owned coverage depending on your needs.

Workers’ Comp

Often required before work begins for certain industries and payroll levels—especially for field operations.

Why EMD

A simple promise: clarity, responsiveness, and coverage aligned to your work.

Contractor-aware

We understand common coverage language and proof-of-insurance needs contractors run into.

Built for small business

Coverage options designed for real operations—service businesses, trades, and professional services.

Disclaimer: EMD Insurance Solutions is a licensed insurance agency. We do not provide legal, procurement, or contract interpretation services. Coverage and requirements vary by contract, jurisdiction, and business operations.